BHMI, a leading provider of back-office payments processing solutions, has been named by Banking CIO Outlook as the Top Electronic Payment Transaction Solution for 2025.

Efficient and scalable electronic payment operations are critical to the success of today’s financial institutions. As demand for real-time payments continues to grow, organizations face the challenge of supporting these transactions alongside traditional card-based payments. BHMI’s software empowers financial services companies to manage all payment types—debit, credit, ATM, POS, mobile, P2P, and real-time—in a single, unified system.

BHMI is best known for its flagship product, the Concourse Financial Software Suite^®, an integrated, modular solution that automates and streamlines key back-office functions, including automated reconciliation, settlement, reporting, fee assessment, and dispute chargeback management. Concourse’s continuous processing architecture and powerful rules engine deliver real-time data access, scalability, and configurability, making it ideal for organizations seeking to modernize and optimize their payments back office.

Concourse includes five modules: Concourse – Core™, Concourse – Reconciliation™, Concourse – Extended Settlement™, Concourse – Fees & Commissions™, and Concourse – Disputes™. These modules can be licensed individually or as a complete suite to meet each organization’s specific payment processing needs.

“BHMI was an obvious choice for this award due to the proven value and innovation their electronic payment transaction software provides,” said James Robertson, Managing Editor at Banking CIO Outlook. “Congratulations to the entire BHMI team.”

“We are honored to be recognized by Banking CIO Outlook,” said Lynne J. Baldwin, President of BHMI. “This recognition reflects our team’s commitment to delivering flexible, future-ready software that helps our clients streamline operations, reduce costs, and seamlessly support both traditional and real-time payments in a unified back-office environment.”

About Banking CIO Outlook

Banking CIO Outlook is a premier print and digital publication offering professionals the most comprehensive collection of banking technology trends, solutions and news. They help businesses stay competitive by guiding them toward the latest technology practices and seamless solutions for enhancing customer experience. To learn more, please visit http://www.bankingciooutlook.com/.

About BHMI

BHMI is a proven provider of software solutions designed to manage the back-office processing of electronic payment transactions. The company is best known as the creator of the Concourse Financial Software Suite^®, which is a modern and flexible software solution for the back-office processing of electronic payments. To learn more about BHMI and its innovative suite of software products, please visit https://bhmi.com/.

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