The November issue of Best’s Review investigates the recent proliferation of reciprocal insurance exchanges:

• “The Rise of Reciprocals: Insurance Exchanges Offer Unique Solution in Catastrophe-Prone Florida” explores the characteristics of reciprocal exchanges and the reasons behind their formation.
• “Leading AI Platforms Focus on Benefits of Reciprocal Insurance Exchanges” presents responses from three artificial intelligence large language models to questions about the financial and service benefits of reciprocals.

Also included:

• “Workers’ Comp Regulatory Trends: Mental Health Presumptions, Cannabis, Psychedelic Treatment” focuses on legislation that addresses compensability for job-related post-traumatic stress disorder.
• “Private Market Takes Cautious Approach to Flood Insurance Amid Climate Uncertainty, Panel Says” presents a discussion about how flood insurance’s role is being reevaluated now that cat and non-cat events have led to torrential rain and widespread problems.
• “Swiss Re: Pandemic-Related Excess Mortality in US, UK May Linger Until 2033” reports on the views of Swiss Re and others on excess mortality trends.
• “AM Best: Workers’ Compensation Winning Streak of Profits Continues” features an interview with AM Best’s David Blades and Christopher Graham about a new report on the workers’ compensation sector.

Best’s Review is AM Best’s monthly insurance magazine, covering emerging issues and trends and evaluating their impact on the marketplace. Access to the complete content of Best’s Review is available here.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2024 by A.M. Best Company, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

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