SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 -------------------- Date of Report: January 31, 2002 -------------------- HUNTINGTON BANCSHARES INCORPORATED (Exact Name of Registrant as specified in its charter) -------------------- Maryland 0-2525 31-0724920 --------------- --------------------------- ---------- (State or other (Commission File No.) (IRS Employer jurisdiction of Identification Number) incorporation or organization) -------------------- Huntington Center 41 South High Street Columbus, Ohio 43287 (614) 480-8300 (Address, including zip code, and telephone number including area code of Registrant's principal executive offices) --------------------- ITEM 5. OTHER EVENTS. On January 31, 2002, Huntington Bancshares Incorporated ("Huntington") presented at the Salomon Smith Barney Financial Services Equity Conference. The presentation was available via Internet Webcast. The presentation materials are attached at Exhibits 99.1 and 99.2 to this report, and are incorporated herein by reference. The information contained or incorporated by reference in this Current Report on Form 8-K may contain forward-looking statements, including certain plans, expectations, goals, and projections, which are subject to numerous assumptions, risks, and uncertainties. Actual results could differ materially from those contained or implied by such statements for a variety of factors, including: changes in economic conditions; movements in interest rates; competitive pressures on product pricing and services; success and timing of business strategies; the successful integration of acquired businesses; the nature, extent, and timing of governmental actions and reforms; and extended disruption of vital infrastructure. All forward-looking statements included in this Current Report on Form 8-K are based on information available at the time of the Report. Huntington assumes no obligation to update any forward-looking statement. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. Exhibit 99.1 Presentation Transcript of January 31, 2002. Exhibit 99.2 Presentation Materials, dated January 31, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HUNTINGTON BANCSHARES INCORPORATED Date: February 6, 2002 By: /s/ Michael J. McMennamin ----------------------------------------- Michael J. McMennamin, Vice Chairman, Chief Financial Officer, and Treasurer EXHIBIT INDEX Exhibit No. Description Exhibit 99.1 * Presentation Transcript of January 31, 2002. Exhibit 99.2 * Presentation Materials, dated January 31, 2002. ------------------- * Filed with this report.