UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 30, 2004 The Wilber Corporation ---------------------- (Exact name of registrant as specified in its charter) New York 001-31896 15-6018501 -------- --------- ---------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 245 Main Street, Oneonta, New York 13820 ---------------------------------------- (Address of principal executive offices) Registrant's telephone number, including area code: (607) 432-1700 -------------- Not Applicable -------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant Under any of the following provisions (see General Instruction A.2. below): [_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01 Other Events. ------------ On September 24, 2004, The Wilber Corporation's wholly-owned subsidiary, Wilber National Bank, entered into a definitive purchase of assets and liability assumption agreement with HSBC Bank USA, National Association ("HSBC") to acquire HSBC's Sidney, NY and Walton, NY branch offices. Under the terms of the agreement, Wilber National Bank will assume the deposit liabilities and acquire the loans and other assets associated with the two branch offices. The transaction is expected to be completed in January 2005. At June 30, 2004, there were approximately $37.5 million of total deposit liabilities at the HSBC Sidney, NY and Walton, NY branch offices. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE WILBER CORPORATION ---------------------- (Registrant) /s/ Joseph E. Sutaris --------------------- Joseph E. Sutaris Treasurer & Chief Financial Officer Date: September 30, 2004 3 3