Pricing Supplement Dated February 6, 2003 Rule 424(b)(3) (To Prospectus Dated February 20, 2001) File No. 333-55440 GENERAL MOTORS ACCEPTANCE CORPORATION Medium-Term Notes - Fixed Rate ---------------------------------------------------------------------------- Agent: Salomon Smith Barney, Morgan Stanley, Merrill Lynch UBS Securities Inc., J.P. Morgan Securities Inc., Lehman Brothers, Bank of America, Bear Stearns & Co Principal Amount: $553,850,000.00 Agent's Discount or Commission: $ 498,465.00 Net Proceeds to Company: $553,351,535.00 Interest Rate: 4.15% per annum Issue Date: 02/07/03 Maturity Date: 02/07/05 Interest Payment Dates: The 1st day of each April and October and at Maturity, commencing April 1, 2003 and ending on the Maturity Date. ---------------------------------------------------------------------------- Calculation Agent: GMAC Interest Calculation: /X/ Regular Fixed Rate Note Day Count Convention: / / Actual/360 for the period from / / to / / / / Actual/Actual for the period from / / to / / /X/ 30/360 for the period from 02/07/03 to 02/07/05 Redemption: /X/ The Notes cannot be redeemed prior to the Stated Maturity Date. / / The Notes may be redeemed prior to Stated Maturity Date. / / Initial Redemption Date: Initial Redemption Percentage: ___% Annual Redemption Percentage Reduction: ___% until Redemption Percentage is 100% of the Principal Amount. Repayment: /X/ The Notes cannot be repaid prior to the Maturity Date. / / The Notes can be repaid prior to the Maturity Date at the option of the holder of the Notes. (See Below) / / Optional Repayment Date(s): Repayment Price: % Currency: Specified Currency: U.S. (If other than U.S. dollars, see attached) Minimum Denominations: ___________ (Applicable only if Specified Currency is other than U.S. dollars) Original Issue Discount: / / Yes /X/ No Total Amount of OID: Yield to Maturity: Initial Accrual Period: Form: /X/ Book-Entry / / Certificated Other: /X/ Principal / / Agent If as principal: / / The Notes are being offered at varying prices related to prevailing market prices at the time of resale. /X/ The Notes are being offered at a fixed initial public offering price of 100% of principal amount. If as agent: The Notes are being offered at a fixed initial public offering price of _____% of principal amount.