SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K


                                 CURRENT REPORT

                        PURSUANT TO SECTION 13 OR 15 (d)

                     OF THE SECURITIES EXCHANGE ACT OF 1934


                Date of Report (Date of earliest event reported):
                                  July 15, 2004


                      CREATIVE COMPUTER APPLICATIONS, INC.
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             (Exact name of Registrant as specified in its charter)

                                   California
                       -----------------------------------
                         (State or other jurisdiction of
                         incorporation or organization)

        0-12551                                           95-3353465
-------------------------                           ------------------------
  (Commission File No.)                                 (IRS Employer
                                                     Identification Number)


26115-A Mureau Road, Calabasas, California                    91302
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(Address of principal executive offices)                    (Zip Code)


Registrant's telephone number
including area code                                      (818) 880-6700
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ITEM 7.    Exhibits

           (c)     Exhibits

The following exhibit is filed as part of this Current Report on Form 8-K:


Exhibit No.                                   Title
-----------            ---------------------------------------------------

99.1                   Creative Computer Applications, Inc. Press Release,
                       issued July 15, 2004


ITEM 12.   Results of Operations and Financial Condition

On July, 15, 2004, Creative Computer Applications, Inc. issued a press release
announcing financial results for the third fiscal quarter and nine months ended
May 31, 2004. A copy is attached as Exhibit 99.1 to this report and is
incorporated herein by this reference.

The information contained in this Current Report on Form 8-K, including the
exhibits, will not be treated as "filed" for the purposes of Section 18 of the
Securities Exchange Act of 1934 (the "Exchange Act") or otherwise subject to the
liabilities of that section. This information will not be incorporated by
reference into a filing under the Securities Act of 1933, or into another filing
under the Exchange Act, unless that filing expressly refers to specific
information in this report.



SIGNATURES
----------

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended,
the Registrant has duly caused to be signed on its behalf by the undersigned
hereunto duly authorized.



Date: July 15, 2004               CREATIVE COMPUTER APPLICATIONS, INC.
                                  ------------------------------------
                                             (Registrant)




                                  By: /s/ Steven M. Besbeck
                                      ---------------------
                                      Steven M. Besbeck, President, Chief
                                      Executive Officer, Chief Financial Officer