Enova currently trades at $147.65 and has been a dream stock for shareholders. It’s returned 369% since February 2021, blowing past the S&P 500’s 77.9% gain. The company has also beaten the index over the past six months as its stock price is up 23.3% thanks to its solid quarterly results.

Is now still a good time to buy ENVA? Or is this a case of a company fueled by heightened investor enthusiasm? Find out in our full research report, it’s free.

Why Are We Positive On ENVA?

Pioneering online lending since 2004 with a massive database of over 65 terabytes of customer behavior data, Enova International (NYSE: ENVA) provides online financial services including installment loans and lines of credit to non-prime consumers and small businesses in the United States and Brazil.

1. Skyrocketing Revenue Shows Strong Momentum

A company’s long-term performance is an indicator of its overall quality. Any business can experience short-term success, but top-performing ones enjoy sustained growth for years.

Thankfully, Enova’s 23.8% annualized revenue growth over the last five years was exceptional. Its growth beat the average financials company and shows its offerings resonate with customers.

2. EPS Moving Up Steadily

We track the long-term change in earnings per share (EPS) because it highlights whether a company’s growth is profitable.

Enova’s EPS grew at a decent 12.3% compounded annual growth rate over the last five years. This performance was better than most financials businesses.

3. Growing BVPS Reflects Strong Asset Base

We consider book value per share (BVPS) a critical metric for financial firms. BVPS represents the total net worth per share, providing insight into a company’s financial strength and ability to meet its obligations.

Enova’s BVPS increased by 16.1% annually over the last five years, and although its annualized growth has recently decelerated to 12.6% over the last two years (from $42.63 to $54.08 per share), we still think its performance was impressive.

Final Judgment

These are just a few reasons why Enova ranks near the top of our list, and with its shares topping the market in recent months, the stock trades at 9.2× forward P/E (or $147.65 per share). Is now a good time to initiate a position? See for yourself in our in-depth research report, it’s free.

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