Regional banking company Commerce Bancshares (NASDAQ: CBSH) will be reporting results this Thursday morning. Here’s what investors should know.

Commerce Bancshares missed analysts’ revenue expectations by 0.9% last quarter, reporting revenues of $443.3 million, up 4.6% year on year. It was a slower quarter for the company, with a significant miss of analysts’ EPS estimates and a miss of analysts’ net interest income estimates.

Is Commerce Bancshares a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting Commerce Bancshares’s revenue to grow 4.3% year on year to $442.4 million, slowing from the 7.3% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.00 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Commerce Bancshares has only missed Wall Street’s revenue estimates once over the last two years, exceeding top-line expectations by 1.9% on average.

Looking at Commerce Bancshares’s peers in the regional banks segment, some have already reported their Q4 results, giving us a hint as to what we can expect. ServisFirst Bancshares delivered year-on-year revenue growth of 22.9%, beating analysts’ expectations by 6.8%, and Simmons First National reported revenues up 15.9%, topping estimates by 4.1%.

Read our full analysis of ServisFirst Bancshares’s results here and Simmons First National’s results here.

Investors in the regional banks segment have had steady hands going into earnings, with share prices flat over the last month. Commerce Bancshares’s stock price was unchanged during the same time and is heading into earnings with an average analyst price target of $61.63 (compared to the current share price of $53.48).

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