A new debt consolidation and bankability program from QuickApply enables Americans to gain approval for personal loans of up to $35,000 in the same week with just a driver's license.
The new debt consolidation and credit score rebuilder program from QuickApply allows Americans to regain control over their credit score and work towards complete debt freedom. In addition, participants in the program do not require W2s, tax returns, or financial records to access financing from local banks.
Interested parties can find out more information about QuickApply’s debt consolidation program at https://bit.ly/QAlocalbanks
The launch of this FICO score rebuilder program results from recent research findings that predict that by the end of 2022, Americans will owe $925 billion on their credit cards. Since the third quarter of 2021, there has been a $121 billion increase in credit card balances, highlighting the need for effective debt management.
QuickApply connects applicants with credit products and cards that match their financial profile. Unlike traditional debt consolidation, the new program analyzes an applicant’s credit profile and delivers customized offers chosen from a pool of thousands of debt consolidation cards and hundreds of banks.
Rising interest rates, persistent inflation, and other factors can cause Americans to overspend on their credit cards, affecting their credit score and making them unbankable. According to the team at QuickApply, credit card utilization greatly influences the cardholder’s credit score. The greatest negative impact on credit scores can be attributed to a utilization rate of over 30%.
The team also recommends holding multiple credit accounts – personal loans, credit cards, mortgages, secured cards, auto loans, and retail cards because they contribute to 10 percent of an individual’s credit score as an indicator of creditworthiness. QuickApply helps applicants find products that match their needs and financial goals, helping them build credit quickly and safely. Applicants holding a 1099 or the self-employed may also apply.
Using personal loans or debt consolidation products to pay off credit card debt or revolving amounts is considered one of the best credit protection methods. Personal loans are not subject to utilization rates. As a result, they typically feature lower fixed interest rates than credit cards, resulting in substantially fewer total interest payments over the loan.
Applicants will be able to learn their strategic matches based on their answers after answering a few quick questions on the QuickApply website. Professional guidance and access to companies that provide free credit score reports are also available.
A spokesperson for QuickApply said, “We have processed 1,000,000 applications online, and now we are on a new mission – to add value to peoples’ lives and help to improve their credit scores so that they can live the savviest financial life possible. Our philosophy is Improve your Credit Scores – Improve your Destiny.”
For more information, visit https://bit.ly/QAlocalbanks
Name: John Howard
Email: Send Email
Organization: QuickApply, Inc
Address: 13020 Pacific Promenade suite 413, Playa Vista, California 90094, United States
Release ID: 89087456
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