The ACH Network recorded a solid second quarter of 5% growth, with Same Day ACH payments continuing significant gains with 15% growth from a year earlier.

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Overall, ACH Network growth continued in the second quarter with 8.7 billion payments valued at $23.3 trillion. Those are respective increases of 5% and 7.9% from a year earlier.

The volume of Same Day ACH payments in the second quarter of 2025 was 336.4 million, moving $980.3 billion in value. These are increases of 15% and 22% respectively. For the first half of 2025, Same Day ACH handled 662.4 million payments valued at close to $1.9 trillion.

“The continued robust growth of Same Day ACH shows how it is serving payments use cases for consumers, businesses, government agencies and other organizations,” said Jane Larimer, Nacha President and CEO. “As we enter the second half of the year, we expect to see this trend continue.”

Business-to-business ACH volume grew apace, with more than 2 billion payments, up 10.6% from the same period in 2024. Claim payments to healthcare providers grew by 9.9% to 138.2 million payments.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 33.6 billion ACH Network payments made in 2024, valued at $86.2 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

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“The continued robust growth of Same Day ACH shows how it is serving payments use cases for consumers, businesses, government agencies and other organizations" - Jane Larimer, Nacha President and CEO.