SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
March 31, 2003
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(Date of earliest event reported)
R&G FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
Puerto Rico 0-22137 66-0532217
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
280 Jesus T. Pinero Ave., Hato Rey, San Juan, Puerto Rico 00918
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(Address of principal executive offices) (Zip Code)
(787) 758-2424
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name, former address and former fiscal year,
if changed since last report)
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
(a) Not applicable.
(b) Not applicable.
(c) The following exhibits are included with this Report:
Exhibit 99.1 Chief Executive Officer and Chief Financial
Officer certifications.
ITEM 9. REGULATION FD DISCLOSURE
On March 31, 2003, R&G Financial Corporation (the "Company") filed its
Annual Report on Form 10-K for the period ended December 31, 2002 (the
"Report"). Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the Chief
Executive Officer and Chief Financial Officer of the Company have each signed a
certification with respect to the Report, which certification is attached
hereto as Exhibit 99.1, and is hereby incorporated by reference.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
R&G FINANCIAL CORPORATION
By: /s/ Joseph R. Sandoval
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Joseph R. Sandoval
Executive Vice President and
Chief Financial Officer
Date: March 31, 2003