SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2004 Commission File Number: 0-49677 WEST BANCORPORATION, INC. ----------------------------------------- (Exact name of Registrant as specified in its charter) Iowa 42-1230603 ---- ----------- (State of Incorporation) (I.R.S. Employer Indentification No.) 1601 22nd Street, West Des Moines, Iowa 50266 ----------------------------------------------- (Address of principal executive offices) Registrant's telephone number: 515-222-2300 Item 5. Other Events The Registrant issued a press release on July 15, 2004 announcing the declaration of a 5% common stock dividend and a quarterly cash dividend of $.16 per common share. Item 7. Financial Statements and Exhibits (c) Exhibits 99.1 Press Release of West Bancorporation, Inc. dated July 15, 2004. The information contained in this Press Release and other financial reports may contain forward-looking statements about the Company's growth and acquisition strategies, new products and services, and future financial performance, including earnings and dividends per share, return on average assets, return on average equity, efficiency ratio and capital ratio. Certain statements in this news release constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking information is based upon certain underlying assumptions, risks and uncertainties. Because of the possibility of change in the underlying assumptions, actual results could differ materially from these forward-looking statements. Risks and uncertainties that may affect future results include: competitive pressures, pricing pressures on loans and deposits, actions of bank and non-bank competitors, changes in local and national economic conditions, changes in regulatory requirements, actions of the Securities and Exchange Commission and/or the Federal Reserve Board, and customer's acceptance of the Company's products and services. The Company undertakes no obligation to revise or update such statements to reflect current events or circumstances after the date hereof or to reflect the occurrence of unanticipated events. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, West Bancorporation, Inc. has caused this Report to be signed on its behalf by the undersigned hereunto fully authorized. West Bancorporation, Inc. -------------------------- (Registrant) July 15, 2004 By: /s/ Douglas R. Gulling ------------- -------------------------- Dated Douglas R. Gulling Chief Financial Officer EXHIBIT INDEX The following exhibit is filed herewith: Exhibit No. Description ----------- ----------- 99.1 Press Release of West Bancorporation, Inc. dated July 15, 2004