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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
_________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of report (Date of earliest event reported): October 22, 2004
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First Midwest Financial, Inc.
(Exact name of registrant as specified in its charter)
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Delaware 0-22140 42-1406262
(State or other jurisdiction of (Commission File) (IRS Employer
incorporation or organization) Number Identification No.)
Fifth at Erie, Storm Lake, IA 50588
(Address of principal executive offices)(Zip Code)
Registrant's telephone number, including area code: (712)732-4117
___________________
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligations of the registrant under any of the
following provisions:
[_] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4 (c))
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Section 2 - Financial Information.
Item 2.02. Results of Operations and Financial Condition.
On October 22, 2004, the Registrant issued a news release announcing
earnings for the quarter and fiscal year ended September 30, 2004. A copy of the
press release is attached as Exhibit 99.1 to this report and is incorporated
into this Item 2.02 by reference. The information in this Form 8-K, including
the exhibits, relating to this Item 2.02 shall not be deemed to be "filed" for
purposes of the Securities Exchange Act of 1934, as amended (the "Exchange
Act"), or otherwise subject to the liabilities thereof, nor shall it be deemed
to be incorporated by reference in any filing under the Exchange Act or under
the Securities Act of 1933, as amended, except to the extent specifically
provided in any such filing.
Section 9 - Financial Statements and Exhibits.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits.
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The following Exhibit is being furnished herewith:
99.1 Press Release of First Midwest Financial, Inc., dated
October 22, 2004.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FIRST MIDWEST FINANCIAL, INC.
By: /s/ Ronald J. Walters
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Ronald J. Walters,
Senior Vice President, Secretary, Treasurer
and Chief Financial Officer
Dated: October 22, 2004
Exhibit Index
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Exhibit
Number Description of Exhibit
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99.1 Press Release of First Midwest Financial, Inc. dated October 22, 2004